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06 Sep 12 Necessary Evils

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Work and Rain.  Who wants them? We need both of them.

We have to work, not only to earn money to pay our way in the world, but to give a service or product to our fellow-men. Think about it, if we were all idle rich, who would make the stuff we need, grow our food, and give us all the services we expect with  our contemporary living style?

Same goes for rain really. It’s a pain in the butt when you plan a day out after two weeks at work, and then it rains all darn day. Still, we’d not live in a green and pleasant land without it.

I’ve got two weeks vacation time in September, and of course, I’m hoping that the weather is good enough to be able to indulge in some outdoor activities – that it’s not too cold, and not too wet!

Still, if it isn’t I’ll have to make the best of what’s on offer. We can’t change the weather yet – which is probably a good thing, as I’m sure we’d manage to screw that up big time!

Anyway,  next time it rains on your day off, just remember you’re lucky to live in a place where there’s usually enough rain, and you’re lucky to have a job that you can have a day off from!

Have a good one!

 

 

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06 Jan 09 Frugality Rocks

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Why?

I hate wasting money. I kick myself when I spend say $50 on an item, and find I could have got it, or a similar one of comparable quality for $30.

Ten Bob note I’ve always been cynical when it comes to advertising. I check everything out. I never impulse buy, even though I am sometimes tempted.

I always remember the maxim “If it’s too good to be true, then it probably is”.

I know that unless I win the lottery (if I ever remember to buy a ticket that is), or unless I am lucky (and I’ll come back to that), I’m not going to make a million in a month with minimal or no effort.

I also am very mindful that the guy on the infomercial that makes fantastic furniture with the home routing and lathe equipment he is trying to persuade me to buy is a master carpenter (or there is one behind the scenes); that the super kitchen gadget is being operated by a professional chef, or at least someone that works in that industry every day; and that if the super ‘can’t lose’ real estate investment plan really did work, the world economy wouldn’t be in the crap pot mess it is right now.

That luck thing?

Steak! I don’t believe in it. Not big time. Ok, so you might find a $50 dollar bill on the sidewalk. That’s lucky I guess. Good luck for you; bad luck for whoever dropped it.

I’m of the belief that I’m going  to get what I want out of this life by planning, and working at it. That work can take all forms of course. It might be physical labor or it might be buying and selling. It could be writing code, or writing blog posts.

Anyway, I digress. I strongly feel that one of the ways that most of us can easily improve our wealth, and reduce our dependence on credit, is to be frugal.

Now that doesn’t mean buying the cheapest of everything. Spend $20 on something you need to replace each month,against spending $50 on something you replace every six months is definitely not being frugal.

However,  somethings are quite easy to achieve, and never forget that pennies make dollars!

For example, turn off lights when not needed – you did invest in CFLs too didn’t you?
Wine Make a list when you go to the grocery store – and stick to it.  It might be nice but you don’t need an extra half  gallon of ice cream, or the double chocolate cheesecake, and your waist will thank you for it too, as well as your wallet.

Also don’t keep making extra car journeys to get one or two items. Check your food pantry and refrigerator for what you need, and add it to that list before you go.

Look for bargains, but don’t buy stuff simply because it is on offer, if you don’t need it – it’s not a bargain!

There are of course, whole web sites out there dealing with how to lead a more frugal lifestyle such as Frugal Dad

If you’re on Friendfeed (and if you’re not why not, it’s great place to find lots of information, and some great people too) there’s a room set up called Frugal Living. It’s got some great tips in from other users about how they save the pennies, and spend them more wisely.

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13 Mar 08 Lateral Thinking

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This puzzle is called Lateral Thinking . . ..

Just Check This Out

Scroll down slowly and be honest to yourself.

Think like a wizard . . .

man
1. ————
board

Ans. = man overboard

Okay, let’s see if you’ve got the hang of it.

stand
2. ————
i

Ans. = I understand

OK . . .

Got the drift ?

Let’s try a few more and see

how you fare ?

3. /r/e/a/d/i/n/g/

Ans. = reading between the lines

4. r
road
a
d

Ans. = cross road

Not having a good day now, are you ?

Redeem yourself.

5. cycle
cycle
cycle

Ans. = tricycle

Not easy to figure out ha!

0
6. ————
M.D.
Ph.D.

Ans. = two degrees below zero

C’mon give it a little thought !!

knee
7. ————
light

Ans. = neon light

( knee – on – light )

U can prove u r smart by getting this one …

ground
8. —————
feet feet feet feet feet feet

Ans. = six feet underground

Oh no, not again ! !

9. he’s X himself

Ans. = he’s by himself

Now u messing up big time.

10. ecnalg

Ans. = backward glance

Not even close ! !

11. death … life

Ans. = life after death

Okay last chance .

12. THINK

Ans. = think big ! !

And the last one is real fundoo – – –

13. ababaaabbbbaaaabbbbababaabbaaabbbb…

Ans. = long time no ‘C’

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